Comprehensive Crop Insurance Scheme-in Raigad District

A study of actual operations of the comprehensive crop insurance (CCI) scheme in two tehsils of Raigad district reveals that the coverage in terms of number of farmers and area under rice was meagre during the last few years. The amount of insurance performer was very low and less attractive in terms of compensation received. Therefore, the authors suggest that crop insurance scheme be made applicable to all the cultivators compulsorily and provide protection by guaranteeing 80 to 90 per cent yield in different tehsils according to the degree of risk. However, within the tehsil, insurance schemes can be uniform in terms of level of guarantee, premium and payment of indemnity.