With there being almost no housing policies for lower income migrant workers in the country, Kerala has attempted to address this problem by introducing a state-level housing policy called Apna Ghar. This article examines the policy’s effectiveness by exploring the “housing–work” relation in the existing housing sub-markets in Kerala’s Ernakulam district, in which the residential typologies inhabited by such worker groups are examined as to their economic affordability, service/amenities adequacy, workplace accessibility and ease of renting/shifting habitations.